Legal Disclaimer

Last updated: September 2026

Please read this disclaimer before using this website or sending information to Rosen Jacob Capital.

Business and investment purposes only

Rosen Jacob Capital provides financing information and considers financing requests for business and investment purposes only.

Rosen Jacob Capital does not offer consumer-purpose financing or financing primarily for personal, family or household purposes.

Financing involving residential real estate is intended for bona fide business, commercial or investment purposes, including non-owner-occupied investment real estate.

No commitment to lend

Submission of a financing request is not a commitment, approval, promise or agreement to lend.

All financing is subject to underwriting, due diligence, approval, documentation and availability of funds.

Preliminary discussions and potential terms are not binding unless contained in appropriate definitive written documentation.

Rosen Jacob Capital does not guarantee approval or closing by a particular date.

Website references to urgent closings, lender failures, bridge financing or similar situations describe potential borrower circumstances and are not promises that financing will be provided.

What we may consider

Rosen Jacob Capital may consider collateral, property value, purchase price, borrower equity, liquidity, experience, credit history, business plan, use of proceeds, property condition, title, liens, taxes, insurance, renovation plans, repayment strategy, exit strategy, guarantor information, market conditions and other relevant information.

Terms vary

Rates, fees, leverage, loan amount, term, collateral requirements, guaranties, reserves, escrows, extension provisions, prepayment provisions and other financing terms may vary by transaction and applicable law.

Website information may change, and illustrative financing scenarios are not promises that identical financing will be available.

Other parties

Transactions may involve independent attorneys, title companies, appraisers, inspectors, insurance professionals, brokers, servicers, capital providers, funding partners and other third parties.

No professional advice

Nothing on the website constitutes legal, tax, accounting, securities, investment or other professional advice.

Information you provide

Prospective borrowers are responsible for providing accurate, truthful and complete information.

Borrowers should not transmit passwords, bank login credentials, full Social Security numbers or similarly sensitive information through ordinary website forms or unsecured email.

No special relationship

Use of the website or communication with Rosen Jacob Capital does not itself create a fiduciary, partnership, joint venture, agency, attorney-client or similar special relationship.

Brokers, attorneys and other professionals

Brokers, attorneys, developers, investors, wholesalers and other professionals may submit transactions, but submission or referral does not guarantee financing or compensation.

Any referral, brokerage, origination, participation or similar compensation arrangement, if applicable, must be separately authorized and documented and must comply with applicable law.

Applicable law

Financing availability is subject to applicable federal, state and local law and transaction-specific legal review.

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